support @

How to Pay Online With Your Credit Card or ATM Card Details

You can pay for things on through Online payment Using your ATM details or through Bank using deposit or transfer.

For how to Pay to Bank through deposit or transfer click here

For how to Pay online using your ATM card details read on:

The cards that you can use for this method are

  • Most Nigerian ATM cards
  • Visa cards
  • Mastercard
  • Interswitch/Verve cards

The online payment is processed using Nigeria’s safest and most secure online payment service so your ATM details are safe and secure but be careful if you are using a public computer like a cybercafe, make sure that there is no Virus on the system that you are using.

Available Products

To see all the available products we have on Sale click here to visit the popular Online Shop


Steps to Pay Online with ATM Details

Note: The steps here detail only the payment aspect of the entire process of buying a product on website. For the complete process of how to buy a product and access it please click here for How to Buy.

Step 1:

Click on BUY NOW on the product details page: According to the buying instructions, you need to click on the link for any product that you want to buy to get to the details page for that product in the Online Shop (see how). After getting to the product details page for what you want to pay for, scroll down and look for a red BUY NOW button and click on it.

Step 2:

On the next page, if you do not already have an account on, you will be asked to create one and if you already have an account you will have to login first. (More details on this can be found on the How to Buy page here).


Once you have logged in or entered your details for a new account, check that your Order Total is correct. If there are items in the shopping cart that you do not want to pay for just yet, you can use the red X beside the item to remove it from the cart. When you are set, select the second option (Card Payment Online) and then click on the purple MAKE PAYMENT button as shown in the image below:


Step 4:

This will direct you to a Page where you are to select either Card payment or Wallet payment. Select Card payment (the one on the left). (Note: If you have a Voguepay account with enough funds, you can also pay here with your voguepay funds by clicking on “Wallet”)


Step 5:

A drop down will appear with some details that you need to fill in. You will see some things already there filled in but written faintly don’t worry about those just start to type in your details according to the explanations given below. Once you start typing whatever was there before will disappear.

So this is how to fill the form:

Card Number: This is your ATM card number. It is the very long number at the front of the ATM card. Its usually between 15 to 20 digits long.

Name on Card: This is the name on the front of the card exactly as it is written on it.

MM/YY: This is the expiry date of the card. It is usually also written in front of the card in the form of 2 numbers to signify the month and 2 numbers to signify the year separated by / (e.g 08/22, 12/23). So check the front of the card to find this date (usually labelled as Valid Till, Valid Thru, Until End, Expiry etc and it is written like, for example 11/21 for November 2021 or 05/23 for May 2023 etc. )

CVV (or CVC): This is a three digit number usually written on the back of the card. If there are more than three digits in the number on the back of your card, use the last three digits. See the image below:

Email: Enter your email address

Phone number: Enter your phone number starting it with your country code and omitting the first zero (e.g +234 is the code for Nigeria so you can write your number as +23480682937365)

Step 6:

After filling the form, double check that everything is correct then click on PAY and wait for some seconds while it processes.

Step 7:

What happens next depends on the type of card that you are using but for most cards, at this point you will be asked to enter a Token code or OTP (One-Time PIN). The code or OTP is usually sent to you on request through the phone number or email that you used to open your bank account. Alternatively if you have the hardware token from your bank you can also use it to generate the code.

If you are using a Mastercard, you may be shown a screen known as 3D Authentication. If you see this screen, read through it carefully and select one of the options for the Token (the first option OTP is usually better if you have access to the number or email tied to your account because sometimes the hardware token fails so chose one of the options that you prefer and then go to the last sentence on the page and select the checkbox as indicated, then click on Submit).

Step 8:

Once you have your Token code or OTP sent to you, enter it into the space provided and then Submit and wait a few seconds for it to process.

Step 9:

If the whole process is successful you will be redirected back to website and shown a summary of the transaction and below that you will see instructions for how to access your products. If after entering the OTP you see a blank white screen that remains blank for more than two minutes, check if there is an X in the top right hand corner of the page and click on it. Also if you get any Security warning popup message just click Continue.

Step 10:

Sometimes the payment may not go through and you will get a failure message. This can be due to a number of reasons, the most common being wrong or expired token/OTP, insufficient funds or your card has not yet been activated for online purchases by your bank. If you keep trying and the payment still does not go through, contact your bank or try using the other method of Payment which is Bank Payment. Click here for how to pay for things on MoneyMaker through the bank.


Do You Have Questions?

Click here for how to contact MoneyMaker customer service for answers or assistance.

Testimonies from Agents

"My friends Laughed at me Because I Joined MoneyMaker, But When I Bought a Jeep..." - Martha Okeleke (Former Primary School Teacher, Enugu)

I used to be a teacher in a private primary school earning just N12,000 monthly salary which was never enough and I always ended up begging or borrowing from friends and colleagues and faced a lot of embarrassment from them. One day someone gave me a hand bill advertising a seminar and I kept the poster in my bag and forgot about it but back at home my sister-in-law saw it in my bag and was very interested because she had seen their advert on TV before so she (more…)

Martha Okeleke

"I made N102,000 in My Third Month" - Segun Olawale Bello, Office Assistant, Lagos

The first few weeks after I upgraded to an Agent account I was not able to register anyone or sell any course. I contacted the guy who registered me for help. He explained to me how to organise a small gathering.

I took his advice and held a small gathering of my friends held in my parlour where I explained how the program works and how to register. I then registered all of them as free members through my phone and told them about the benefits of upgrading to an Agent. I  asked them to contact me if they needed any help. Some asked me to (more…)

Segun Olawale Bello

"I Washed Plates to Raise Money to Join and Started With My Friend's Phone, Now I make an Average of N81,000 Monthly" - Chioma Obi, SS2 Student, Owerri

I am the first Child and my parents are very poor. I first stumbled across website when I was browsing with my friend's phone and I was very interested but I did not have the money to join so during our long holiday, I went to restaurants and hotels washing plates, fetching water and pounding yam and fufu to raise the money.

In my first term in SS2 I was able to register as an agent and started with my friend's android phone because I did not have a phone. Despite the fact that (more…)

Chioma Obi